I've been spending the past few weeks with others such as Natasha Rooney, Marcos Caceres, and Manu Sporny working on some WebPayments Use Cases for the first W3C Webpayments workshop (1).
They are illustrated here: https://www.w3.org/community/webpayments/wiki/WebPaymentsMobileUseCases , but also here:
https://github.com/bshambaugh/payments-use-cases and here: https://github.com/w3c-webmob/payments-use-cases .
I'm trying to get things narrowed down so that Marcos' suggestions can be included: http://lists.w3.org/Archives/Public/public-webpayments/2014Mar/0082.html
(1) http://www.w3.org/2013/10/payments/
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